How to watch Malaysian TV online abroad (outside Malaysia)

I've been sharing conspiracies on reddit longer than this sub has been around. I have a story to tell.

This story is mostly crafted from my own experiences, my conversations with some of the people involved, and the rest is my own guesswork as I try to fill in the gaps...so bear with me!
That's why I wanted to share with this community, which I've watched grow over the years. I remember posting about the death of Barry Jennings (who witnessed explosions in the WTC on 9/11) the day after it happened. This was before /conspiracy (or right around when it was formed), and I remember thinking "we really need a sub for conspiracies on reddit!"
And here we are, 12 years later and over 1.3 million subscribers...incredible!
So...
My story starts with a young man. We'll call him Andrew.
Andrew grew up in the 90's in a coastal US town and quickly blossomed into a tech whiz at a young age.
He began building his own computers, and after a brief stint using Windows, he decided that Bill Gates was everything wrong with technology (and the world), and he made it his mission to make sure folks like Gates were NOT the future of computers.
He really believed that the use of technology was a fundamental human right, and that charging people for "proprietary" OS's that hid their source code was a violation of these rights.
He saw a possible Deus Ex-like future, with a technocracy literally around the corner if we didn't act now.
Andrew soon joined the Free Software Foundation and began rubbing elbows with the likes of Richard Stallman. He begun exclusively using GNU/Linux and was the type to correct you if you called it just "Linux". He also began visiting tech-savvy forums like slashdot and started networking in earnest.
By 2006 (his senior year of high school) Andrew was completely over his "education" and decided to just drop out completely.
Shockingly, a college accepted him anyway. A small East Coast school had been actively courting Andrew, and when they learned he had failed to get his HS diploma, they accepted him anyway!
Now sometime during this period Andrew went to Iceland and stayed in Reykjavik for several months.
This trip may have happened during the summer, fall, or early winter of 2006. The reason for his trip had something to do with his efforts in the FSF or similar group. The possible significance of this trip will become clear as we go on.
What is clear is that Andrew started college in the fall of 2006, and that the circumstances were unusual. Andrew soon met several like-minded individuals and began building a social and technological network at his school.
Two individuals in particular would become key players in his life (one more prominently in this story, but the other was significant as well), and eventually the 3 would live together in town for several years.
But for now let's stick with Andrew.
Andrew had an idea to build a social network for his college. Except, it wasn't just a network, it was a wiki for information about the school...and beyond. Soon, it began to morph into something much bigger in Andrew's mind.
He saw his project as being one of many data "hubs" for leaks of important documents and otherwise sensitive information.
So yeah, he saw the opportunity for a wiki for leaks (see where this is going yet...?).
As his ambitions grew, his behavior started to become increasingly erratic. He was caught with drugs and arrested. Strangely, the charges were pretty much dropped and he was given a slap on the wrist. Eventually he decided to leave the school, but still lived in town and had access to the servers on campus.
By 2010 Andrew was still living in the small town with his two "hacker" buddies, who were still enrolled at the school.
This house was in some ways legendary. It appears that many "interesting" people spent time at or visited the residence. Indeed, some of the early movers and shakers of /conspiracy itself passed through.
There was usually a full NO2 tank for anyone who was into that kinda thing, and they were stocked with every hallucinogen and research chemical known to man.
It was also likely under surveillance by multiple intelligence agencies (NSA/Mossad/etc).
Over time, the mental state of Andrew was slowly starting to deteriorate, which wasn't helped by his abuse of drugs.
Still, Andrew decided to move his base of operations to Europe, spending time in Belgium, the Czech Republic and elsewhere.
One of his housemates was soon to join him on his adventures in Europe and elsewhere abroad. We'll call him "Aaron."
Aaron had a very similar story and upbringing as Andrew. Aaron was also from a coastal US town and was born into privilege. He was also, supposedly, born into a family with some serious connections to intelligence agencies, including an uncle with ties to the NSA, and both parents connected to military brass.
By 2015, Andrew and Aaron were living together in the Czech Republic. During this time they were working directly and/or indirectly for the NSA (via Cisco and other companies).
You see, the "college" they met at was actually a front for the recruitment of kids into the IC. Apparently, many "schools" in the US function that way. Go figure.
Their intelligence and valuable skill set (hacking etc) made them valuable assets. They were also possibly involved with the distribution of certain "research chemicals" (of the 2C* variety) to dignitaries and their entourages (in one example, they provided 2CB to a group with David Cameron).
In addition, Andrew was allegedly involved with, or stumbled upon, an NSA-linked surveillance project directed at the entire country of Malaysia, while Aaron was involved with Cisco.
Aaron himself had gotten into hot water for releasing damaging information about the NSA, and even claimed to be an NSA whistleblower, and was also possibly the individual who leaked the 2014 (or 2015) Bilderberg meeting list.
And then things went bad. Andrew quit the Malaysia project and Aaron left Cisco. It seems Andrew and Aaron were "set up" during a fiery false flag event in the Czech Republic in 2015. It may have happened at an embassy, but it's unclear which. There is no information on the web about anything like this (afaik).
Aaron was immediately targeted and spent several years on the run. Allegedly, he was added to the list of victims in the so-called "Great Game".
The Great Game is the term used for an international assassination program where intelligence agencies share a list of targets to be neutralized. The German BND and Mossad are heavily involved, as other networks. Individuals targeted by the Great Game may be offed by actual assassins, or by NPC-like humans whose minds will be influenced by mind control tech (a la Matrix...say influencing someone to ram your car unwittingly ie).
As Aaron went on the lam, Andrew soon returned to the US, shell-shocked by his experience.
Both Andrew and Aaron continue to suffer from some sort of PTSD from these series of events, rendering Andrew largely incapacitated and Aaron scattered and discombobulated.
The Meat of the Matter
OK...where does that leave us? Why am I sharing all of this? I think there's much more to this story.
So let's start speculating! Everything I'm about to say is stuff that was told to me personally. I can't vouch for any of this information, though obviously I thought it was compelling enough to share.
Here's the gist: The so-called whistleblowers you see in the media are almost all fake.
This includes: Edward Snowden, Julian Assange, Thomas Drake and William Binney (hey look, his AMA is pinned on this sub right now...no comment!). These individuals, and others, are controlled opposition. The real whistleblowers are severely punished.
For example, Bradley Manning was punished with chemical castration in jail. His "transformation" was chemically induced torture.
Andrew was not alone in his passion. There were lots of other young visionaries like him who dreamed of a freer and more transparent world.
In this story, Julian Assange was an intelligence asset...a psyop meant to steal the thunder from real activists like Andrew.
In this story, a small college-based "wiki" for government leaks was used as the model for an intelligence operation known as "wikileaks".
In this story, Andrew traveled to Iceland at some point in 2006.
When was Wikileaks founded? Wikileaks was founded by Julian Assange in December 2006, in Iceland.
Aaron discovered (legally, like Manning who had clearance to access all the data he leaked) damning information about surveillance happening by the NSA, specifically against recruits entering the US army and elsewhere.
In this story, the "Andrew" identity was co-opted and turned into "Julian Assange", and "Aaron" became "Edward Snowden".
Granted, there were probably other people that these whistleblower imposters were modeled after, but Andrew and Aaron seem like very strong contenders for some of this inspiration.
Now, much of the following may be gobbledygook (lol I spelled that right first try!) for all I know, but since I'm having a really hard time making sense of it all, I'll just include everything I can and let you guys run with it.
Here are some phrases, ideas, terms and people of note that may be involved with this story...MODS: None of this is doxing! All of the links of people are wikipedia pages or published interviews/articles. So yeah. Not dox!
IN CONCLUSION
I don't know how these terms, theories and individuals fit into this story, but that they may be somehow related.
Hopefully there are enough bread crumbs in here to keep some of you busy!
Any help/insight would be appreciated. I confess I'm not so tech-minded so I can't offer any more explanation about some of the more techy terms.
Anyway, thanks for reading, and thanks for continuing to stimulate after all these years! It's really nice to see this place continuing to thrive after all of this time!
submitted by oomiak to conspiracy [link] [comments]

Why did I build AmputatorBot?

Why did I build AmputatorBot?
AmputatorBot.com | Remove AMP from URLs in just one click! - More info
Open-sourced on GitHub - More info
Summon AmputatorBot by mentioning it like this: u/AmputatorBot

Why AMP is a threat to the Open Web

What is AMP?
AMP is an open-source web component framework developed by the AMP Open Source Project, first announced by Google in 2015 as a reaction to Facebook’s Instant Articles and Apple News. While it was originally aimed at accelerating mobile pages (hence AMP), it’s now a much broader project aimed at improving the UX of websites, stories, ads and mail. The AMP framework consists of three components: AMP HTML, which is standard HTML markup with web components; AMP JavaScript, which manages resource loading; and AMP caches, which serves and validates AMP pages.
In plain English: AMP is Google’s attempt at making pages (and more) faster. They did a good job, pages built with the AMP framework will normally load faster. However, as this article explains, you won’t notice much of a difference unless the AMP library is served using the AMP cache, but more on that later.
The controversies with cached AMP pages
The AMP format is itself not much of a problem. In fact, we should applaud search engines that give ranking preference to fast-loading pages like AMP, but four aspects of its implementation are flawed:
  1. Google mobile Search’s Top Stories carousel has a premium position above of all other results, which is only accessible for AMP pages. These pages have to use a technology that was build and maintained mostly by Google (of the top 10 contributors to the AMP project on GitHub, 9 are Google employees), are then served by Google from their infrastructure and placed within a Google controlled user experience. And since this carousel generates a lot of clicks and revenue, publishers are left no choice but to embrace AMP. This has the effect of further reinforcing Google’s dominance of the Web. Fortunately, Google has announced that it's working on opening up the Top Stories carousel to non-AMP pages in 2021.
  2. The biggest performance boost doesn’t come from the AMP framework, but from preloading the page. It begs the question: Should preloading really be exclusive to AMP? They could introduce a way for publishers to allow or disallow preloading and if Google sees fit, they could preload those pages too, alongside AMP.
  3. When a user navigates from Google to a piece of content Google has recommended (or when a user clicks on a shared cached AMP link), they are, unwittingly, remaining within Google’s ecosystem and the publisher’s domain is obscured by the google.com/amp prefix. To work around this Google introduced Signed HTTP Exchanges ([Draft], [1], [2]), a web-standard that allows the browser to display the original site's URL, instead of the actual one (the one with the google.com/prefix). This would solve the original issue, but while doing so it introduced new ones (e.g. it obfuscates the fact that they're delivering the AMP page you're visiting). Interestingly enough, Google's Chrome already has support for this technology, but parties not involved with AMP are not so enthusiastic: Mozilla has deemed it a harmful web standard [2], and Apple has taken a similar stance.
  4. Google’s entire business model is about collecting as much personal data as possible, AMP is just another tool to do so. As described in Google’s Support article:
“When you use the Google AMP Viewer, Google and the publisher that made the AMP page may each collect data about you.”
The controversies with non-cached AMP pages
To be clear, the above flaws are only with AMP pages cached by Google (or another party like Bing or Cloudflare) but there are also plenty of pages simply utilizing the AMP framework, recognized by URLs such as bbc.com/news/amp/. However, these are also problematic, mainly because there's only a small performance improvement when AMP pages aren't cached and AMP pages tend to be less feature-rich and less diverse than their originals. And in some edge cases, it breaks stuff.
One could argue that the more popular the AMP framework becomes, the more AMP threatens the open web. That said, it should be clear that the biggest problem lies with the cached AMP pages.
AMP is open source, but that doesn't make it holy. Or as Ferdy Christant puts it quite nicely in his blog:
Google’s main defense is that AMP is open source. Which isn’t just a weak defense, it’s no defense at all. I can open source a plan for genocide. The term “open source” is meaningless if the thing that is open source is harmful.
Just so we’re clear, I’m not claiming Google or the AMP project is evil (hell, they might even have good intentions!), but the fact is that AMP and it's implementation have some major flaws that threaten the Open Web. And as long as that's the case, AmputatorBot will be there to remove AMP from your URLs.
AmputatorBot scans for AMP pages on Reddit and replies with the canonical version
Learn more
Up next for the nerds among us:
  • AmputatorBot.com
  • Automatic working subreddits
  • Non-working subreddits
  • Changelog
  • Opt-out & opt-back-in
  • Browser extension
  • Support the project by donating, giving feedback, summoning the bot or spreading the word

AmputatorBot.com

Remove AMP in just one click with www.AmputatorBot.com! This is a free online tool (no ads) to remove AMP from your URLs. All you have to do is to copy paste an AMP URL, click the conversion-button and that's all! For more (background) info, check out this post. Here's a quick (no but literally) demo:
A demo of the AMP-removal process over at AmputatorBot.com
Alternatively, you can do it even quicker by doing this:
https://amputatorbot.com/?https://www.google.com/amp/s/electrek.co/2018/06/19/tesla-model-3-assembly-line-inside-tent-elon-musk/amp/
It's build up like this:
https://amputatorbot.com + /? + https://www.google.com/amp/s/electrek.co/2018/06/19/tesla-model-3-assembly-line-inside-tent-elon-musk/amp/

Automatic working subreddits

u/amputatorbot currently works automatically in a select number of subreddits: Afghanistan, Africa, against5G, againstRFID, amputatorbot, anime_titties, Argentina, Assyria, Azerbaijan, Bangladesh, Bosnia, Brasil, Bulgaria, Business, CenturyClubStairs, Chile, Chodi, chrome, Colombia, conspiracy, CorpFree, cyberpunk, Cuba, DeAmazon, DebunkThis, DeFacebook, deGoogle, deMicrosoft, economy, Ecuador, entertainment, Environment, europe, Europe, europrivacy, FakeNews, Features, Fijian, firefox, France, freesoftware, gamernews, Germany, Greece, Guyana, hacking, helpmefind, hockey, HumanRights, Hungary, ID_news, indiaspeaks, initFreedom, Iranian, Iraq, Israel, Italy, Kazakhstan, Kerala, Kurdistan, LeopardsAteMyFace, LevantineWar, MachineLearning, Malaysia, Mexico, MiddleEastNews, MideastPeace, Moldova, Nepal, NewsOfTheWeird, Nicaragua, NorthKoreaNews, Oceania, OnGuardForThee, Pakistan, Palestine, pcgaming, PeerTube, Philippines, Piracy, Poland, praisetheeditor, privacy, PuertoRico, robotics, Russia, Scotland, security, selfhosted, seo, Serbia, singapore, socialism, spacex, Spain, suckless, Switzerland, Syria, tech, technology, TechnologyDetox, test, TrueCrime, TrueCrimeDiscussion, TrueReddit, Turkey, Turkey, Ukraina, Ukraine, UkrainianConflict, UnresolvedMysteries, upliftingnews, Uruguay, USA, Venezuela, web_design, Westpapua, whatisthisthing, worldnews, Yemen and YemeniCrisis.
Feel free to hit me up with suggestions for subreddits to add!
You can summon the bot almost everywhere else by typing: u/AmputatorBot, more info here.

Non-working subreddits

AmputatorBot doesn't work in these subreddits android, androiddev, armenia, AskHistorians, askscience, AskScienceDiscussion, audio, australia, awfuleverything, bayarea, beer, belgium, bitcoin, books, canada, CanadaPolitics, cars, CCW, childfree, China, collapse, conservative, Cringetopia, croatia, CryptoCurrency, DataHoarder, disneyvacation, economics, ELI5, facepalm, flying, Futurology, gadgets, Games, gaming, gatesopencomeonin, geopolitics, Georgia, GlobalTalk, google, history, India, insaneparents, insanepeoplefacebook, instantkarma, iphone, iran, ireland, kitchener, korea, meme, moviedetails, movies, news, newzealand, nextfuckinglevel, nottheonion, oklahoma, pcmasterrace, Pete_Buttigieg, Philosophy, pihole, PoliticalDiscussion, politics, popheads, programming, raisedbynarcissists, rareinsults, Romania, science, SeattleWA, Sikh, SouthAfrica, space, survivor, television, Thailand, thenetherlands, TikTokCringe, TIL_Uncensored, todayilearned, trashy, tumblr, TwoXChromosomes, ukpolitics, unitedkingdom, unpopularopinion, USANews, warplaneporn, WatchPeopleDieInside, wellthatsucks, whatcouldgowrong, worldevents, worldpolitics, YouShouldKnow and almost all subreddits moderated by u/BotDefense or u/BotTerminator for diverse reasons. When you summon the bot there, you'll receive a DM with the canonical URL instead.p
If you're moderating a subreddit that is incorrectly listed here or if you would like AmputatorBot to work in your subreddit that's using u/BotDefense or u/BotTerminator please contact me.

Changelog

Check out the changelog here. Latest update: 22/08/2020

Opt out & opt back in

The bot works automatically in the subreddits mentioned above and manually using mentions.
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Browser-extension

Check out this browser-extension by Daniel Aleksandersen: 'Redirect AMP to HTML', it makes it that every time you click an AMP page, you will be redirected to the canonical page instead. In other words, it does the the same as u/AmputatorBot and AmputatorBot.com, but fully automatic. I can't recommend this one enough!

Support the project

.. By summoning the bot: If you've spotted an AMP URL on Reddit and u/AmputatorBot seems absent, you can summon the bot by mentioning u/AmputatorBot in a reply to the comment or submission containing the AMP URL. You'll receive a confirmation through PM. For more details, check out this post!
.. By giving feedback: Most of the new features were made after suggestions from you guys, so hit me up if you have any feedback! You can contact me on Reddit, fill an issue or make a pull request.
.. By sponsoring: The bot and website cost approximately €8.26 a month to host and while that might not seem like much, it adds up. All donations will be used ONLY to pay for hosting. You can specify any amount you want, but please keep in mind that I only want to try to cover some of the costs. Thank you so much! - https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&hosted_button_id=EU6ZFKTVT9VH2
.. By spreading the word: In the end, the only goal of AmputatorBot is to allow people to have an informed choice. You can help by spreading the word in whatever way you deem the most appropriate.

From the bottom of my heart, thank you so much for the tremendous support you've given me and AmputatorBot <3

https://preview.redd.it/fzhy8jedu6e51.png?width=3890&format=png&auto=webp&s=581561e0e267bb53ee3961a5e894633f8d6ff73f
submitted by Killed_Mufasa to AmputatorBot [link] [comments]

Rebalancing Crypto Portfolio: What is BAT, Brave, PAY & TenX?


I just sold off my entire PAY holdings to buy BAT tokens. My average cost for PAY tokens was around $0.90 and I bought 502 of them (current price is around $0.30). I had around 200 initially but added on another 300 late last year in Dec 2018. The reason is that the company is issuing a 1-to-1 new TenX token for every PAY token you hold. TenX token is a reward token that would be issued out in Q2 2019 and rewards (in the form of PAY) are expected to come in Q3 2019. The snapshot has already happened, meaning that I would receive 502 TenX tokens in a few months time, regardless of whether I sold my PAY tokens or not. You can read more about TenX token from their official blog post.
PAY will be the reward we receive starting from Q3 2019 and the payout will be made every quarterly depending on the company’s financial performance. My cost price for getting 502 PAY is around $458, which means I would need to get around $23 annually for a yield on cost of 5%. I will write a new post about TenX when I receive the new tokens and when the first rewards payout is distributed. Everything will happen in 2019, so stay tuned.
Who is TenX?
TenX is actually a crypto card company and their goal is simply to allow cryptocurrencies to be spent anywhere in the world. Here is actually a video of my first transaction buying Mac in bitcoin a few months back.
The experience was pretty cool, liberating and surreal I would say. You got to try it for yourself. For the first time in history, products and services can be bought with a currency that is not controlled by ANYONE or any intermediary. There won’t be bank bailouts, political issues, government failures, quantitative easing and that sort of stuff. The note in your wallet is basically an IOU, something the bank owes you, but the BTC in your wallet is solely yours and nobody can take it away from you, as long as you keep your private key safe.
We don’t really face all these problems in a first-world developed country, but the people who really need this are those from countries such as Venezuela. The country faces corruption and their notes are denominated in millions due to hyper-inflation. These worthless paper money are being dumped everywhere on the streets. I would not go too in-depth about this and you can read more about the inflationary impact of money from my previous post.
If you are interested, you can order a card from Tenx as the cards are available in Singapore, Malaysia, Hong Kong, Australia, New Zealand and recently Thailand. They are rolling out the cards in other regions progressively and their banking license in Europe is still in the process of happening. The orders for their Tenx card is insane. They are growing at around 10-15% every week I think.
Reason for Selling PAY Tokens
I sold off my PAY tokens because it was originally a reward token that gives out rewards from the pool of transaction fees when people spend using TenX card to all PAY token holders. However, they run into regulatory issues with this as “Securities Token” is an extremely sensitive topic in the regulatory arena. Hence, the TenX token was created with an added feature known as the ERC-1462. The rationale behind this is simply for compliance reasons; to comply with securities regulations and legal enforceability.
Utility of PAY Tokens
Now that TenX token has replaced the original utility of PAY as a “reward token”, you might ask what’s the function of PAY tokens now. This is a good question and the answer is: “nobody knows yet”. The team behind TenX is currently working on the utility of PAY tokens and no conclusive information is available at the moment. However, some of the possible ideas that were suggested include things like rebate fees, lower transaction fees when spending crypto or other specific uses for TenX services.
Since TenX token has already replaced PAY token as the reward paying coin, then it does not make sense for me to keep PAY tokens anymore. I am more interested in holding and buying the goose rather than keeping the eggs. Unless there is a strong utility function or incentive for me to hold the eggs, I really don’t see the rationale to hold my PAY tokens in the short-term. My investment philosophy in crypto is towards staking and rewards tokens that distribute some form of dividends one way or another. I believe the pool of money would work harder for me if I allocate it somewhere else.
What is Basic Attention Token (BAT) Token?
And where did I put it? I reallocated all my PAY tokens towards BAT tokens. So what is BAT? It’s not some kind of scammy, bs project. I don’t invest for the sake of quick random gains. I am actually grateful for the crypto winter as a “massive cleansing” is needed to drive out all the frauds and shitty projects that fail to make the cut. Those who survived will rebound even more resiliently and I am really looking forward to seeing the progress and adoption coming in. As the saying goes, “I’d rather lose money in crypto and end up being wrong than potentially miss the greatest investment opportunity of our generation.”
In my opinion, there are 2 things that would massively change in the next 5-10 years. One is China and the second is Blockchain. The latter has already become the most commonly discussed topics in World Economic Forums and these large giant monopolies are getting into the game. They have to because technological disruption is inevitable. You see Facebook, Tencent, Samsung, Microsoft, PwC, Deloitte, IBM, Walmart, Maersk, JP Morgan, Fidelity, Bakkt and the list goes on. They are all coming in. It’s only a matter of time. To find out more about institution money in crypto or how I got started, you can read about it in detail from my previous post.
Anyway, let’s cut the chase short.
So what’s BAT? To understand BAT, we must first understand the Brave Browser. BAT and Brave Browser work hand-in-hand and they are both founded by Brendan Eich, the person who created Javascript and Mozilla Firefox. I shall let the father of Javascript do the introduction rather than me writing all about it.
Problems of the Current Advertising Model
Problem #1: Our browsers are filled with countless trackers and Ads that are annoying and invasive. I am sure you have experienced the case where you researched something, and the ads related to what you are reading on started popping up everywhere the next moment. These are all run by trackers and the internet is attempting to build a digital profile about you so that they can sell you stuff.
Problem #2: Publishers are earning pennies. Well-known famous bloggers in Singapore can vouch to this. They don’t earn much from ad revenues on their sites. The problem with our current digital advertising industry is it is run by monopoly companies such as Google Ad sense and Facebook Ads. They take a huge cut of revenue (73%) from the publishers because they can. They have earned monopoly status.
Problem #3: There is a huge load of middlemen and intermediaries between the marketer and publisher. For a single ad unit to pass through to the publisher, it has to go through all these data aggregators, data management platform, data suppliers, analytics, verification and the list goes on. Money is being leaked out to all these central intermediaries and it adds up to a high transaction cost to brand ad campaigns.
Problem #4: Users often use ad blockers and over 600 million users and phones run ad-blocking to block off unwanted annoying ads. The result of this affects advertisers and publishers as their “ads” are not being directed towards users. Targetting is poor and users are ignoring ads.
Problem #5: The whole advertising ecosystem is plagued with frauds, malware, ransom-ware and some marketers are being fooled by bogus websites. There are tons of fraud bots going around the internet and our browser is vulnerable to all these hacks & viruses.
How can Brave & BAT solve the problems?
I will not go too in-depth with the elaborations as this post is meant to document the recent transaction I made on my crypto portfolio. Basically, Brave is a browser that is designed to block off ALL trackers and Ads. This result in a browser that is faster, more secure and more private. The BAT token is a utility token for 3 groups of people: Users, Publishers and Advertisers. Users are being paid with BAT tokens to view ads if they choose to opt-in for the option to view ads. Advertisers are required to purchase BAT tokens to advertise. Publishers are being paid based on the attention time users spent on the sites. Users can choose to make micro-contributions to tip their favourite content creators and websites. Publishers can offer premium content to users and payments can be in the form of BAT tokens. To read more about how the Brave Browser and BAT tokens work, you can read up about it over here.
How does it look like?
Here is an example of using the Brave browser. I have been using Brave for about 1 month and have since replaced Brave as the default browser over Google Chrome. You can see the number of Ads and trackers that are being blocked. Youtube and FB have a ton of all these trackers and ads. It’s really surprising to see the statistics. Not only that, the browser load time is faster, more secure and the best part? You are being PAID to view Ads. I don’t see any reasons not to like Brave. They actually did a test to compare between Chrome, Brave and Firefox. The results are 2x faster in desktop and 2-8x faster on mobile.
It would look something like this, where you can opt-in to receive BAT rewards for viewing Ads. If you don’t want these annoying Ads, you can disable the Brave Rewards function and no ads would pop up on your screen. Unfortunately, Ads are currently not available in Singapore yet, but they will be rolling out to the whole world by end of 2019. Countries such as the US, Canada, UK, France and Germany are already using it now. This feature was just released 3 weeks ago on 25 April 2019. People from these countries have already received their first payout of BAT tokens just from viewing ads on their browsers as of 8 May 2019. I would write a new post on this when ads are available in Singapore. Can’t wait for it.
Are you a Content Creator, Blogger, Youtuber, Website Owner?
If you fit into any of the above categories. Good news for you! Content creators form an integral part of the entire ecosystem and there is a huge opportunity for you to earn BAT tokens in the future. You are being paid for the content that you publish on the web. The more people visit your sites, the more time they spent on your sites, the more revenue you earn from their attention. Essentially, you are being paid by your audience based on the attention they spent on your site rather than relying on menial ad revenues. I would highly recommend that you sign up as a verified publisher on their web page. I have already verified my website. \This is not an affiliate link and I don’t earn any commissions*. It’s really up to you whether you want to be a verified publisher and earn BAT tokens in the future.
Why BAT Tokens?
The reason why I replaced PAY with BAT into my portfolio is because of the following charts which I am about to show you now.
The estimated download for Brave browser on Android is 25 million and an estimated 2 million downloads are being hit every month. The growth and adoption of Brave browser are turning parabolic as you can see from the charts above.
What Drives the Value of BAT Tokens?
Why is that so? The entire value of Brave and BAT comes from the network effect. It’s just like Grab, Uber or Airbnb. The more people use it, the more valuable the company will be. It starts with getting publishers onboard. After which, YouTubers, bloggers and publishers would spread the word out to their thousands and millions of subscribers and followers because they can earn 5 BAT tokens for every active download. There is an incentive for users to use Brave browser because it’s ad-free, faster, more secure and they are being PAID to view ads. This positive loop cycle compounds over time and it would eventually lead to an exponential growth of adoption in a short span of time. Do note that we are just talking about countries like the US, Canada, UK, France and Germany, when ads are available in other regions, especially when it comes to Asia, this thing will explode.
So why does having more people using Brave browser increase the value of BAT tokens? Well, this is because as mentioned earlier, advertisers have to use BAT tokens to advertise. If I told you that there are 500 million users on Brave and your ads are targeted to users based on their profile match and they are willing to view your ads voluntarily because they are being paid to do so, would you be interested in it? Brendan Eich has confirmed that there are 1,300 advertisers on Brave ads which are on the waiting list right now. When the floodgate opens, it would be interesting to see how the market reacts to it.
Dethroning Google’s Ad Business?
If you are vested on Alphabet or Google, this is something you should watch out real close. Their advertising revenue takes up a huge chunk of the group’s total revenue and its recent Q1 2019 earnings have declined due to lower contribution from ads. The switching cost between browsers is practically zero. If a growing number of users, publishers and advertisers are migrating from Google Chrome to Brave Browser, which is already happening now, Google’s advertising business would inevitably take a hit and this is perhaps the essence of what blockchain is all about. To decentralise monopolistic power and transfer them to individual users.
Potential Risks and Competition
The biggest risk just as in any other crypto companies is always regulations. Regulation is always a pain in the ass, for the right reasons. But an overly-regulated country can stifle innovation and development of new technologies. When crypto first took off, regulators couldn’t be bothered as it does not pose a systematic risk to their financial systems. But the technology has grown so fast that it is too big to ignore. Hence, regulators have to play catch up in understanding the benefits and risks of the technology. Tax is another big issue. Because of this time lag between the early adopters and regulators, the whole area is still developing and it’s pretty much in the grey area. It reminds me of the quote by Mahatma Gandhi.
“First they ignore you, then they laugh at you, then they fight you, then you win.”
Facebook is rumoured to be launching their own FB coin soon and they have recently removed their ban on cryptocurrency ads. There might be competition from the monopolies if they ever decided to go into crypto. But the good thing is that Brave has already gotten the first-mover advantage.
Using Kyber Swap to swap PAY to BAT
For the above reasons and logical reasoning, I have concluded to myself that PAY has no clear direction on the utility of its tokens (at the moment) and it does not make sense for me to hold them. Furthermore, I am more interested in the TenX tokens (goose) rather than the PAY tokens (eggs). BAT, on the other hand, is showing promising potentials and I can see how value is being derived in the long-term. As such, I have decided to swap ALL my PAY tokens into BAT tokens.
In the past, whenever we want to exchange one altcoin for another, the process would be to transfer your alts into an exchange, sell it for BTC, use that BTC to buy the other alt and transfer them back to your wallet. This whole process incurs gas fees, withdrawal fees, exchange rate fluctuations and the transactions can take hours to be verified if the network is congested. It is slow, inefficient and costly.
Fortunately, Kyber Network has introduced an innovative application tool known as the Kyber Swap. All you have to do is to connect your Metamask and swap your tokens instantly in a decentralized manner. Decentralized meaning that you are exchanging your tokens with the other party directly without going through a middleman such as an exchange. The liquidity providers are usually the market makers, token holders and token projects. The best part? Whenever you are doing a token-to-token swap, Kyber network will process the BEST conversion rate from all the reserves so that the most competitive rate is being carried out.
Conclusion
In conclusion, I can’t guarantee that I made the right choice. After all, I am selling PAY when it’s at its all-time low and buying BAT when it’s near its all-time high. My decision is based on the logical reasoning that I have made. Nevertheless, both TenX and BAT/Brave are equally solid projects which are growing at a rapid pace. I am waiting for TenX to release their TenX tokens by Q2 2019 and ads to be available in Singapore. When TenX tokens are issued out, PAY would probably spike up and all the short-term traders would get in. There is an opportunity to do an arbitrage here, but I wouldn’t take that risk.
I actually received my first payout in BAT when some random stranger decided to tip me. If you are interested in trying out the new Brave browser, here is the download link for it. Do give it a shot, play around with it and if you like it, remember to set the browser as your default.
The loading page is much FASTER and your browser will have ZERO ads and trackers. Furthermore, when ads are available in Singapore, you will be getting PAID to view ads in the future. The payout will be made to you on the 8th of May every month. \There is a referral fee of 5 BAT tokens for every active download (using the browser for at least 30 days)* If you are a blogger or you own a website, do consider this and I would really recommend you to verify your website. It is a potential alternative source of income for yourself. Click here to find out more if you are a content creator.
This is really the next generation of internet browser and it really makes us rethink the way users, advertisers and publishers interact in the digital advertising industry. The current rate of growth is exponential and I do see this taking off in the long-term, so sit tight! Revolution is coming. Keep a lookout for the next post when TenX tokens are distributed and when ads are available in Singapore.
https://brave.com/old707
submitted by older_many to u/older_many [link] [comments]

Stellar Lumens HODL alert: 2017 Round up, Partnerships, Lumens vs. Other Cryptos

Welcome everyone! The future of Stellar Lumens is bright! Today we will look at the accomplishments of Stellar.org in 2017.
. .
2017 Round Up
IBM / Stellar Partnership
• Kik Messenger’s KIN coin to move from Ethereum to Stellar in 2018
• Stellar ATM introduced in Singapore
• Jed McCaleb confirms IBM/Stellar has 30 banks on board (Youtube Video)
Lightyear.io enables forward thinking financial entities to easily join the Stellar ecosystem.
• IBM adds 8 new validators from 8 different countries onto the Stellar network (article)
Forbes calls Stellar “venmo, but on a global scale - and for larger bodies like banks and corporations.”
• Stellar Lumens Is Up 6,300% Since March and Is Aiming for Big Blockchain Partners (article)
• Many new partnerships (listed below) that will be using the Stellar network in 2018.
Binance and GoPax Exchanges Adds Stellar
Ledger Nano S support is now available for Lumens (XLM)
• The next coin to break into the top 10 cryptos (article)
.
.
2017 Partnerships & Financial Institutions
IBM - is an American multinational technology company headquartered in Armonk, New York, United States, with operations in over 170 countries. IBM partnered with Stellar to help financial institutions address the processes of universal cross-border payments, designed to reduce the settlement time and lower the cost of completing global payments for businesses and consumers.
SatoshiPay - a web payment system that helps online publishers monetize digital assets like news articles, videos, or PDFs in tiny increments without friction.
EXCH.ONE - is a FinTech software company based in Switzerland currently working to integrate its platform and its first technology adopter Euro Exchange Securities UK Ltd. into the Stellar network. This addition to the Stellar network will bring access to currency markets of South and Central America,UK and a number of EU countries.
Novati (ASX:NOV) - is an Australian-based software technology and payment services provider. Novatti is currently working to integrate it’s platform into the Stellar network with the ultimate aim to build a global money transfer solution to provide cross border, cross currency and cross asset payments.
Pundi X - is an Indonesia based fintech company that provides POS device, debit card, multi-currency wallet that empowers individuals to buy and sell cryptocurrency at any physical store in the world. They say "buying cryptocurrency should be as easy as buying a bottled water."
MoneyMatch - is a Malaysia based fintech startup that provides a fully-digital peer-to-peer currency exchange platform for customers to transfer and exchange foreign currencies with complete ease and at great value. The company plans to integrate with the Stellar network and enable pay in and pay out from Malaysia.
Streami - is a Korea based fintech company that offers blockchain enabled cross-border remittance service and recently launched a cryptocurrency exchange. The partnership extends both on the exchange side and remittance operations.
Neoframe - is developing and marketing trading solutions for big brokerage firms in Korea and extends its business to blockchain based applications. Neoframe developed high performance centralized cryptocurrency exchange as well as secure wallet solutions and is working with big financial players. The company is planning to launch a remittance business for ASEAN countries (Thailand, Vietnam, Indonesia, Malaysia, Philippines, Singapore, Myanmar (Burma), Cambodia, Laos, Brunei) using Stellar.
SureRemit($RMT) - is a Nigeria based global non-cash remittances company. SureRemit leverages the Stellar blockchain platform to connect immigrants abroad directly with merchants that provide the services needed by their loved ones back home. With Remit tokens, immigrants all over the world can access digital shopping vouchers that can be spent on goods and services at accepting merchants wherever they are.
Cowrie Integrated Systems - is a Nigerian based Value Added Service Provider. Cowrie provides services at the intersection between telecoms and finance. Cowrie recently joined the Stellar network to bring novel fintech services to the African market.
Smartlands - is a Stellar-based platform designed to create a new class of low-risk tokens, secured by real, profitable assets in the real-world economy. Smartlands is designed to promote investments in the agricultural sector by allowing investment in individual projects, agricultural companies or indexes of groups of projects. These investments will be fully collateralized by agricultural real estate, other productive assets such as fruit or nut trees or, in some cases, the actual crop.
Klick-Ex - is an award winning regional cross-border payments system delivering financial infrastructure for emerging markets. It has been responsible for dramatic uptake in digital financial services in unbanked regions of the world, and lowering costs for banks, central banks and consumers in low liquidity currencies. Its key presence is in the Pacific and Europe, and it is a founding member of www.APFII.org processing more than 775,000 transactions per second, per billion of population (source).
Mobius - Mobius connects any app, device, and data stream to the blockchain ecosystem. Our simple and easy to use bidirectional API allows non-blockchain developers to easily connect resources to smart contracts and more. The Mobius MVP acts like Stripe for Blockchain by introducing innovative standards for cross-blockchain login, payment, smart contract management, and oracles. The Mobius Team includes David Gobaud, Jed McCaleb (Stellar.org founder), Jackson Palmer (creator of Dogecoin), and Chandler Guo (notorious Bitcoin & blockchain investor).
Chaineum - Chaineum, the first French ICO Boutique, will use the Stellar network for upcoming ICOs. “Chaineum is positioned as the first “ICO Boutique” in France, providing a range of end-to-end services to companies and international start-ups wishing to develop with this new funding mechanism. Chaineum is preparing 8 ICOs by the end of 2017, for European, North American and Asian companies, of which cumulative amount could reach € 200 million." (source)
Poseidon Foundation - Poseidon will simplify the carbon credit market with the creation of an ecosystem built on Stellar.org’s blockchain technology. This technology will prevent double counting of carbon and will be consistent across jurisdictions, making it easier for companies to deliver and measure progress towards their climate targets or other goals such as deforestation-free commitments.
Remitr - Remitr is a global platform for cross border payments, licensed in Canada. Remitr uses the Stellar network for international settlements for businesses as well as other payment partners. Remitr’s own payout network of 63 countries, comprising several currencies, is extended onto the Stellar network.
MSewa Software Solution (MSS) - MSewa Software Solution (MSS) Payments provides a one-stop digital payment service available across the Globe. MSS Payments aims at serving the consumers (Banked, Unbanked and Underbanked) with mobile banking facilities on the move from anywhere by transferring funds in their mobile phone.
PesaChoice - PesaChoice is a leader in international bill payment services for the African diaspora. PesaChoice aims at making international bill payment process easy, seamless, secure, with reasonable and competitive service fees, and up to date technological advances.
SendX - Singapore based SendX, in partnership with Stellar, is the better way to move money worldwide. The SendX team believes that the future of transactions is decentralized and distributed, bringing true equity to everyone across the value chain.
VoguePay - VoguePay, with offices in the United Kingdom and Nigeria, is partnering with Stellar to become the cheapest and most efficient way to send money between the United Kingdom and Nigeria. In the coming months, they expect to expand this service to other selected African countries.
HashCash - Hashcash consultants build financial solutions for banks and financial institutions over blockchain. We leverage the Stellar platform to build products that vastly improve the remittance and payments experience for banks and their customers. Transfers happen lightning fast at a fraction of current rates and operational cost is significantly reduced. HashCash is headquartered in India, with operations across South Asia and the Gulf.
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Stellar Lumens vs Other Cryptocurrencies
Lumens vs. Bitcoin: Jed McCaleb spoke at Distributed Markets in 2017 about the advantages, but more importantly, the disadvantages of Bitcoin. Listen to the talk here. Jed said, “Bitcoin is this awesome innovation. The first thing it does is converts a real world resource, electricity, into a digital asset. So it takes something from the real world and puts it into the digital realm. The second thing it does is provides immutable public record. It’s basically a database that everyone can see but no one change arbitrarily… That’s great, Bitcoin solves the double spin problem [ of proving possession and transmitting volume]… [However, to fix the problems of bitcoin] you might think well maybe we’ll just kind of keep adding [software] to Bitcoin until we get there, but that’s not really the way software works. You want to have the design from the beginning and solve these simple issues. Bitcoin was designed to be a new currency, it wasn’t really designed to be this unifying universal payment network. So that’s what Stellar does. It solves these three remaining issues.”
Lumens vs. Bitcoin #2: According to wired.com, "Bitcoin mining guzzles energy - and it's carbon footprint just keeps growing." Wired says "Today, each bitcoin transaction requires the same amount of energy used to power nine homes in the US for one day... The total energy use of this web of hardware is huge—an estimated 31 terawatt-hours per year. More than 150 individual countries in the world consume less energy annually. And that power-hungry network is currently increasing its energy use every day by about 450 gigawatt-hours, roughly the same amount of electricity the entire country of Haiti uses in a year." Because Stellar is based on a consensus algorithm rather than mining, it takes much less energy to run the Stellar network. The Poseidon Foundation decided to build their platform on Stellar rather than Ethereum or Bitcoin because of this (twitter source).
Lumens ICO tokens vs. Ethereum ICO tokens: According to Stellar.org, "traditionally, ICO tokens have been issued on the Ethereum network in the form of ERC20 tokens. ERC20 tokens are easy to issue and are infinitely customizable using Ethereum’s smart contracting language. However, recent events have highlighted and exacerbated some weaknesses of the network, including slow transaction processing times for the network during ICOs and increasingly expensive gas prices (by fiat standards) for transactions and smart contract execution. Moreover, many organizations require only basic tokens; they adopt the risk of Ethereum’s Turing complete programming language without taking advantage of many of its benefits."
"While Ethereum has the most expressive programming capabilities, we believe Stellar is the best choice for ICOs that do not require complex smart contracts. Stellar’s primary goal is to facilitate issuing and trading tokens, especially those tied to legal commitments by known organizations, such as claims on real-world assets or fiat currency."
Stellar vs. Ethereum #2: The median transaction time on Stellar is 5 seconds, compared to approximately 3.5 minutes on Ethereum (source). Stellar has a negligible transaction fee (.00001 XLM ~= $0.0000002) with no gas fee for computation, while depending on the complexity of the computation, the median cost for a transfer on the Ethereum network is $0.094. Security: While both Stellar and Ethereum run on a decentralized network, the Stellar network has fewer security pitfalls. Stellar uses atomic transactions comprised of simple, declarative operations while Ethereum uses turing complete programming capabilities which produces less auditable code and greater risk of exploitable vulnerabilities (source). Recently, a security flaw in the Ethereum network froze millions of dollars. According to Mobius ariticle written by David Gobaud, "On November 6, 2017, Github user deveps199 'accidentally' triggered a bug in Parity, a popular Ethereum mult-sig wallet, that froze more than $152 million in Ether across 151 addresses. The bug impacted several token sales including Polkadot, which has had ~$98 million out of its recent $145 million sale frozen."
"Mobius had none of its ongoing pre-sale Ether frozen because we do not trust Ethereum’s Smart Contract based multi-sig wallets given the vast Turing complete attack surface and did not use one. Security broadly is one of the main reasons the MOBI token that powers the DApp Store is a Stellar Protocol token and not an Ethereum token."
Lumens vs. Ripple: According to Wall Street Bitcoin Exchange, "Many investors like to compare the company [Stellar] to Ripple, and there are a lot of similarities, being that some of the founders worked on the Ripple team. In what can now be looked at as another blockchain development drama that plays out on chat boards and in interviews all across the globe. Stellar declared they fixed Ripple’s problems with their hard fork, however, Ripple has failed to admit to any of the flaws in its design that the Stellar team has pointed out." The article concludes by saying, "We Choose XLM Over XRP For 2018. That is why we are going with Stellar Lumens over Ripple in our portfolio for the rest of 2017 and 2018. After holding Ripple for a long time this year, it just never seems to make the big break like other names with bigger market caps like Bitcoin Cash, Dash, and Litecoin have. While we are holding on most all our larger market caps, we feel that Stellar Lumens will be one of the break out coins for 2018."
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Conclusion
The stellar.org team is doing an amazing job making partnerships and pioneering the use of blockchain technology for various types of transactions. What we are seeing is a new technology that can actually be used to solve real-world problems. As a community, we need to continue supporting Stellar and we will quickly see it power transactions across the world. What are your thoughts about Stellar? What do you see in the future of Stellar? Any important news you want to share? Comment below.
submitted by chargingerman to Stellar [link] [comments]

Follow-up: Australian Whistleblower - Brendon O'Connell TORTURED and imprisoned in New Zealand. YOU can help by spreading the word!

Last week I wrote an article about Brendon O'Connell, it reached the frontpage of this sub with a little over 600 votes. If you haven't seen it, I highly suggest you read it (including the discussions in the comment section) before reading further: Brendon O'Connell ARRESTED in New Zealand for exposing the Australian government and the infiltration of Zionist elements
For the few who didn't read the post and thought it was just about Brendon harassing 'some jews at a supermarket'. Here is the video that led to the ORIGINAL 2011 ARREST of Brendon O'Connell. If it was just about Brendon verbally harrassing Jews at a supermarket, he wouldn't have to request political asylum as an Australian man against the Australian government.
Brendon is a political dissident from Australia, he fled Australia when he was on bail and made his way to Iran (of all places). When he got there, he couldn't speak a word of Arabic (or Persian?). Now the Iranian authorities took the situation very seriously, they gave him political asylum due to his situation in Australia. It was an ideal for him to stay in Iran, but he had to leave due to problems with someone who was helping him out there. Watch THE CASE IN FULL - Why I Left Iran by O'Connell himself.
He made his way to Malaysia and stayed in Kuala Lumpur, in a hotel. He came into contact with someone from New Zealand who did say that if he came to New Zealand, he would be given a fair trial.
Well Brendon did take that advice, he did go to New Zealand. Unfortunately it seems that he may have been set up, at least that's what it looks like. On arrival at Auckland Airport, he was arrested and there weren't any charges laid.
Usually this would actually be considered a form of torture, because if you arrest somebody for over 24 hours without laying charges on them, that's exactly what this is. However, Brendon is being held on character grounds. That's a really vague term, but this is what they use to keep 'terrorists' in jail. Basically anyone who's a threat to national security.
As you know, Brendon is a political dissident and whistleblower (again, please read my first article). He's anything but a threat to national security.
Who are the people working against Brendon O'Connell?
The Department of Foreign Affairs and Trade in Australia (DFAT) and Julie Bishop have been making things tough for Brendon's legal team. Foreign affairs minister Julie Bishop who overlooks genocide in West Papua for the sake of Rio Tinto profits, knows who Brendon is and has a personal dislike for him because of Brendon's previous work of exposing her in the past.
She's corrupt to the point that DFAT is in the news right now, they're facing legal questions over possible secret requests for foreign cash to finance Adani and their controversial mines.
Brendon O'Connell's letter
Brendon did manage to get a letter out to his lawyer, provided by Daniel Walker from Activist News. In this video he reads portions of the letter. But here's the text version anyways:
Dear Kevin, this prison is an utter shithole. I've never seen anything like it, words escape me. I thought New Zealand was a progressive nation ... they are violating laws. The food is an absolute disgrace and is a joke, you don't even get a cup, seriously. People use empty milk cartons.
I've got no clothes, no shoes. I was barefoot for nine days. ... I had red on my shoes which show that I'm part of a gang, which is also not allowed. ... No underpants, I was mine in the shower every second day and I hope they dry by the morning.
I told staff I have no one to send clothes or material too (his wife was killed while Brendon was on the run) and they just told me 'Too bad.'
The gangs in mainstream run the jail. I'm in segregation as I have no family or gang affiliations in mainstream... We are on rolling lockdown at least every two or three days a week, only out for two hours a day. Usually a 23-hour lockdown. A normal day is a 21-hour lockdown.
The jail is a multi-storey with no opportunity for sunlight. Staff told me there are no work processing facilities for prisoners to write up a legal paperwork. I asked 'How does a prisoner conduct their own appeals and legal paperwork?' They told me there are no facilities for that.
I asked one guard if they knew the court of justice, they just shrugged. They will not copy legal paperwork, they told us to get our lawyers to do it. I have absolutely no faith this letter will get out of the prison as everything is absolutely difficult. Not even Western Australia is as remotely backwards as this.
I suffer a lot of anxiety. Everyday I learn something new about how backwards it is here... I was lured here by a man called Chris Paul.
Given the situation this is very alarming because Brendon, without exaggerating is being tortured under these conditions. He was never supposed to be arrested in the first place, they've got no real grounds for his arrest. So what they've actually done is holding him under character grounds (the wildcard for taking someone out of society).
Brendon also has a Bitcoin which he has been using to collect funds, which was supposed to go to the high court appeal. However, the New Zealand authorities seem to have his encrypted key and due to him being held on "character grounds" they could potentially garnish that account or make it look like someone's hacked it and stolen it.
What can you do?
If you find anything written in this article important and want to put pressure on those who want to end free speech, physically share this. You can copy this to your own blog, reupload the videos below, whatever helps to spread the word.
TL;DR: I think this is a fundamental case that everybody needs to get behind, regardless of what your opinions are on Brendon O'Connell, there's no denying that what's going on here is absolute corruption. Brendon was probably lured to New Zealand and jailed for no reason, so they keep him under 'character grounds. In prison they didn't give him any clothes, not feeding him properly. They're not even giving him enough water. They're refusing him all of the necessary paperwork and all of that stuff to go ahead with all of his court appeal. Brendon is being tortured. Watch this 8 minute video for more information
Thank you for your time.
submitted by freeboc to conspiracy [link] [comments]

List of Beermoney Sites and Apps

Hello! I have been lurking here at /beermoney for quite some time, and have posted a few times recently. I have learned so much here, that I have started a blog about it.
So that I can keep track of everything, I have begun trying to compile a list of most of the sites and apps that I am aware of, with short descriptions. I did not include some that I have not heard enough about to be sure they are legitimate or worthwhile. I have an Android phone, so nothing iPhone only. I have left out sites that are only PTC (Paid-To-Click). I have also not included secret shoppemission apps, sites that pay you to write, and "crowdlabor" sites like Mechanical Turk, as I consider all of these a bit more like little jobs than beermoney tools. Nothing against them, they just don't fit with this list. And finally, I am sure I have simply forgotten to list a few.
Anyway, I thought I should share this with everyone here. I only included ref links for the ones that I have really used, because there are some that I know about and wanted to list, but that I have no actual experience with (yet) -- did not think it would be right to ask people to sign up under me for things I do not even do myself.
I plan to add to this list as time goes on, and my next plan is to put together some standard information about each item, like how much you need to earn to get paid out, an estimate of what you can make in a week/month, etc. I would love to hear suggestions for useful statistics and things!
And, of course, I would certainly not mind if people have any suggestions for apps, websites, or whole categories that should be added. Or what else they think should be covered on a blog about this sort of thing.
EDIT 1/25/2015: Added countries and referral bonuses where I could. Still missing some information. EDIT 1/26/2015: Added GrindaBuck and LootPalace, recommended by clke EDIT 1/29/2015: Added Payout information -- I did my best, but not every service is clear on all of their pay options, so please let me know if you see anything wrong.

THE LIST

Get Paid To (GPT) sites

Surveys

Watch Videos / TV

Paid Emails or Texts

Lockscreens (All mobile, obviously)

For more detailed information on these lockscreens check out Garwald's great post.

App Downloads and Videos (Mobile)

I did not yet write individual descriptions for these because they are all pretty much the same -- Watch a video about an app and get points. Download an app, run it for a few seconds, and get more points.

Shopping (Mobile)

Passive / Data Collecting

Search

That is all I've got for now! Feedback is appreciated!
submitted by dzdnw to beermoney [link] [comments]

Stellar Lumens HODL alert: 2017 Round up, Partnerships, 2018 Road Map

THIS ARTICLE IS STILL UNDER CONSTRUCTION!!!!!
Stellar Lumens HODL alert: 2017 Round up, Partnerships, Lumens vs. Other Cryptos
Welcome everyone! The future of Stellar Lumens is bright! Today we will look at the accomplishments of Stellar.org in 2017.
. .
2017 Round Up
IBM / Stellar Partnership
• Kik Messenger’s KIN coin to move from Ethereum to Stellar in 2018
• Stellar ATM introduced in Singapore
• Jed McCaleb confirms IBM/Stellar has 30 banks on board (Youtube Video)
Lightyear.io enables forward thinking financial entities to easily join the Stellar ecosystem.
• IBM adds 8 new validators from 8 different countries onto the Stellar network (article)
Forbes calls Stellar “venmo, but on a global scale - and for larger bodies like banks and corporations.”
• Stellar Lumens Is Up 6,300% Since March and Is Aiming for Big Blockchain Partners (article)
• Many new partnerships (listed below) that will be using the Stellar network in 2018.
Binance and GoPax Exchanges Adds Stellar
Ledger Nano S support is now available for Lumens (XLM)
• The next coin to break into the top 10 cryptos (article)
.
.
2017 Partnerships & Financial Institutions
IBM - is an American multinational technology company headquartered in Armonk, New York, United States, with operations in over 170 countries. IBM partnered with Stellar to help financial institutions address the processes of universal cross-border payments, designed to reduce the settlement time and lower the cost of completing global payments for businesses and consumers.
SatoshiPay - a web payment system that helps online publishers monetize digital assets like news articles, videos, or PDFs in tiny increments without friction.
EXCH.ONE - is a FinTech software company based in Switzerland currently working to integrate its platform and its first technology adopter Euro Exchange Securities UK Ltd. into the Stellar network. This addition to the Stellar network will bring access to currency markets of South and Central America,UK and a number of EU countries.
Novati (ASX:NOV) - is an Australian-based software technology and payment services provider. Novatti is currently working to integrate it’s platform into the Stellar network with the ultimate aim to build a global money transfer solution to provide cross border, cross currency and cross asset payments.
Pundi X - is an Indonesia based fintech company that provides POS device, debit card, multi-currency wallet that empowers individuals to buy and sell cryptocurrency at any physical store in the world. They say "buying cryptocurrency should be as easy as buying a bottled water."
MoneyMatch - is a Malaysia based fintech startup that provides a fully-digital peer-to-peer currency exchange platform for customers to transfer and exchange foreign currencies with complete ease and at great value. The company plans to integrate with the Stellar network and enable pay in and pay out from Malaysia.
Streami - is a Korea based fintech company that offers blockchain enabled cross-border remittance service and recently launched a cryptocurrency exchange. The partnership extends both on the exchange side and remittance operations.
Neoframe - is developing and marketing trading solutions for big brokerage firms in Korea and extends its business to blockchain based applications. Neoframe developed high performance centralized cryptocurrency exchange as well as secure wallet solutions and is working with big financial players. The company is planning to launch a remittance business for ASEAN countries (Thailand, Vietnam, Indonesia, Malaysia, Philippines, Singapore, Myanmar (Burma), Cambodia, Laos, Brunei) using Stellar.
SureRemit($RMT) - is a Nigeria based global non-cash remittances company. SureRemit leverages the Stellar blockchain platform to connect immigrants abroad directly with merchants that provide the services needed by their loved ones back home. With Remit tokens, immigrants all over the world can access digital shopping vouchers that can be spent on goods and services at accepting merchants wherever they are.
Cowrie Integrated Systems - is a Nigerian based Value Added Service Provider. Cowrie provides services at the intersection between telecoms and finance. Cowrie recently joined the Stellar network to bring novel fintech services to the African market.
Smartlands - is a Stellar-based platform designed to create a new class of low-risk tokens, secured by real, profitable assets in the real-world economy. Smartlands is designed to promote investments in the agricultural sector by allowing investment in individual projects, agricultural companies or indexes of groups of projects. These investments will be fully collateralized by agricultural real estate, other productive assets such as fruit or nut trees or, in some cases, the actual crop.
Klick-Ex - is an award winning regional cross-border payments system delivering financial infrastructure for emerging markets. It has been responsible for dramatic uptake in digital financial services in unbanked regions of the world, and lowering costs for banks, central banks and consumers in low liquidity currencies. Its key presence is in the Pacific and Europe, and it is a founding member of www.APFII.org processing more than 775,000 transactions per second, per billion of population (source).
Mobius - Mobius connects any app, device, and data stream to the blockchain ecosystem. Our simple and easy to use bidirectional API allows non-blockchain developers to easily connect resources to smart contracts and more. The Mobius MVP acts like Stripe for Blockchain by introducing innovative standards for cross-blockchain login, payment, smart contract management, and oracles. The Mobius Team includes David Gobaud, Jed McCaleb (Stellar.org founder), Jackson Palmer (creator of Dogecoin), and Chandler Guo (notorious Bitcoin & blockchain investor).
Chaineum - Chaineum, the first French ICO Boutique, will use the Stellar network for upcoming ICOs. “Chaineum is positioned as the first “ICO Boutique” in France, providing a range of end-to-end services to companies and international start-ups wishing to develop with this new funding mechanism. Chaineum is preparing 8 ICOs by the end of 2017, for European, North American and Asian companies, of which cumulative amount could reach € 200 million." (source)
Poseidon Foundation - Poseidon will simplify the carbon credit market with the creation of an ecosystem built on Stellar.org’s blockchain technology. This technology will prevent double counting of carbon and will be consistent across jurisdictions, making it easier for companies to deliver and measure progress towards their climate targets or other goals such as deforestation-free commitments.
Remitr - Remitr is a global platform for cross border payments, licensed in Canada. Remitr uses the Stellar network for international settlements for businesses as well as other payment partners. Remitr’s own payout network of 63 countries, comprising several currencies, is extended onto the Stellar network.
MSewa Software Solution (MSS) - MSewa Software Solution (MSS) Payments provides a one-stop digital payment service available across the Globe. MSS Payments aims at serving the consumers (Banked, Unbanked and Underbanked) with mobile banking facilities on the move from anywhere by transferring funds in their mobile phone.
PesaChoice - PesaChoice is a leader in international bill payment services for the African diaspora. PesaChoice aims at making international bill payment process easy, seamless, secure, with reasonable and competitive service fees, and up to date technological advances.
SendX - Singapore based SendX, in partnership with Stellar, is the better way to move money worldwide. The SendX team believes that the future of transactions is decentralized and distributed, bringing true equity to everyone across the value chain.
VoguePay - VoguePay, with offices in the United Kingdom and Nigeria, is partnering with Stellar to become the cheapest and most efficient way to send money between the United Kingdom and Nigeria. In the coming months, they expect to expand this service to other selected African countries.
HashCash - Hashcash consultants build financial solutions for banks and financial institutions over blockchain. We leverage the Stellar platform to build products that vastly improve the remittance and payments experience for banks and their customers. Transfers happen lightning fast at a fraction of current rates and operational cost is significantly reduced. HashCash is headquartered in India, with operations across South Asia and the Gulf.
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Stellar Lumens vs Other Cryptocurrencies
Lumens vs. Bitcoin: Jed McCaleb spoke at Distributed Markets in 2017 about the advantages, but more importantly, the disadvantages of Bitcoin. Listen to the talk here. Jed said, “Bitcoin is this awesome innovation. The first thing it does is converts a real world resource, electricity, into a digital asset. So it takes something from the real world and puts it into the digital realm. The second thing it does is provides immutable public record. It’s basically a database that everyone can see but no one change arbitrarily… That’s great, Bitcoin solves the double spin problem [ of proving possession and transmitting volume]… [However, to fix the problems of bitcoin] you might think well maybe we’ll just kind of keep adding [software] to Bitcoin until we get there, but that’s not really the way software works. You want to have the design from the beginning and solve these simple issues. Bitcoin was designed to be a new currency, it wasn’t really designed to be this unifying universal payment network. So that’s what Stellar does. It solves these three remaining issues.”
Lumens vs. Bitcoin #2: According to wired.com, "Bitcoin mining guzzles energy - and it's carbon footprint just keeps growing." Wired says "Today, each bitcoin transaction requires the same amount of energy used to power nine homes in the US for one day... The total energy use of this web of hardware is huge—an estimated 31 terawatt-hours per year. More than 150 individual countries in the world consume less energy annually. And that power-hungry network is currently increasing its energy use every day by about 450 gigawatt-hours, roughly the same amount of electricity the entire country of Haiti uses in a year." Because Stellar is based on a consensus algorithm rather than mining, it takes much less energy to run the Stellar network. The Poseidon Foundation decided to build their platform on Stellar rather than Ethereum or Bitcoin because of this (twitter source).
Lumens ICO tokens vs. Ethereum ICO tokens: According to Stellar.org, "traditionally, ICO tokens have been issued on the Ethereum network in the form of ERC20 tokens. ERC20 tokens are easy to issue and are infinitely customizable using Ethereum’s smart contracting language. However, recent events have highlighted and exacerbated some weaknesses of the network, including slow transaction processing times for the network during ICOs and increasingly expensive gas prices (by fiat standards) for transactions and smart contract execution. Moreover, many organizations require only basic tokens; they adopt the risk of Ethereum’s Turing complete programming language without taking advantage of many of its benefits."
"While Ethereum has the most expressive programming capabilities, we believe Stellar is the best choice for ICOs that do not require complex smart contracts. Stellar’s primary goal is to facilitate issuing and trading tokens, especially those tied to legal commitments by known organizations, such as claims on real-world assets or fiat currency."
Stellar vs. Ethereum #2: The median transaction time on Stellar is 5 seconds, compared to approximately 3.5 minutes on Ethereum (source). Stellar has a negligible transaction fee (.00001 XLM ~= $0.0000002) with no gas fee for computation, while depending on the complexity of the computation, the median cost for a transfer on the Ethereum network is $0.094. Security: While both Stellar and Ethereum run on a decentralized network, the Stellar network has fewer security pitfalls. Stellar uses atomic transactions comprised of simple, declarative operations while Ethereum uses turing complete programming capabilities which produces less auditable code and greater risk of exploitable vulnerabilities (source). Recently, a security flaw in the Ethereum network froze millions of dollars. According to Mobius ariticle written by David Gobaud, "On November 6, 2017, Github user deveps199 'accidentally' triggered a bug in Parity, a popular Ethereum mult-sig wallet, that froze more than $152 million in Ether across 151 addresses. The bug impacted several token sales including Polkadot, which has had ~$98 million out of its recent $145 million sale frozen."
"Mobius had none of its ongoing pre-sale Ether frozen because we do not trust Ethereum’s Smart Contract based multi-sig wallets given the vast Turing complete attack surface and did not use one. Security broadly is one of the main reasons the MOBI token that powers the DApp Store is a Stellar Protocol token and not an Ethereum token."
Lumens vs. Ripple: According to Wall Street Bitcoin Exchange, "Many investors like to compare the company [Stellar] to Ripple, and there are a lot of similarities, being that some of the founders worked on the Ripple team. In what can now be looked at as another blockchain development drama that plays out on chat boards and in interviews all across the globe. Stellar declared they fixed Ripple’s problems with their hard fork, however, Ripple has failed to admit to any of the flaws in its design that the Stellar team has pointed out." The article concludes by saying, "We Choose XLM Over XRP For 2018. That is why we are going with Stellar Lumens over Ripple in our portfolio for the rest of 2017 and 2018. After holding Ripple for a long time this year, it just never seems to make the big break like other names with bigger market caps like Bitcoin Cash, Dash, and Litecoin have. While we are holding on most all our larger market caps, we feel that Stellar Lumens will be one of the break out coins for 2018."
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Conclusion
The stellar.org team is doing an amazing job making partnerships and pioneering the use of blockchain technology for various types of transactions. What we are seeing is a new technology that can actually be used to solve real-world problems. As a community, we need to continue supporting Stellar and we will quickly see it power transactions across the world. What are your thoughts about Stellar? What do you see in the future of Stellar? Any important news you want to share? Comment below.
submitted by chargingerman to u/chargingerman [link] [comments]

[Table] IAmA: I am Steve Horwitz, economist, professor at St Lawrence University, and bleeding heart libertarian . AMA!

Verified? (This bot cannot verify AMAs just yet)
Date: 2014-02-28
Link to submission (Has self-text)
Questions Answers
Do you think the relative unpopularity of economic liberty (laissez faire) as a policy is due to people's lack of knowledge or some predilection in favor of tangible, sold 'plans' over the unpredictability of freedom? Or neither or some mix of both? All great questions. I think your instinct is right here: people prefer the (false) security of a "plan" than the more open-ended promise of market discovery. Part of the way to deal with that is to point out how often those plans fail and their propensity to generate unintended consequences that make matters WORSE and then generate a demand for more intervention, etc..
As a followup, how do you convince people to put their faith in free markets and free people without promising some specific plan or specific outcome? Saying "the free market will fix it" doesn't seem satisfying to most people. If you can't trust a lot of people to solve smaller problems in decentralized ways with a functioning feedback process, how can you trust a small number to solve big problems with a crappy feedback process?
Do you support open borders? If so, do you think a large enough influx of immigrants from a different culture could produce such negative externalities in the process of assimilation that on net, they destroy more wealth than they create? My friend Bryan Caplan did an AMA a little while back and I have the same views as he does on open borders, which is keep 'em wide open. I don't fear the scenario you lay out here because there's no history to support it. Immigrants who come here do so because they want to make their lives better and help their families in the process. As they assimilate, they will not just complete "become us," we will become more like them. Thinik about all the ways in which what was once immigrant food and culture have become part of who we are as Americans (that pizza you're eating..). Assimilation is a two-way street and has many more positive than negative externalities. Plus, it's a simple matter of human rights and bleeding heart libertarianism that we should give those with the least all around the world the opportunity to make a better life for themselves by recognizing their right to move to where the opportunities are and create work and property contracts with those who live there. I simply cannot see how any libertarian can support anything less than open borders on both practical and moral grounds.
What is a bleeding heart libertarian? I'd also like to tackle this one early. BHLs come in various flavors. What we all seem to share is that we think the primary moral concern of libertarians, if not any political philosophy, should be how well our preferred system will do for the least well off among us. For some of my BHL colleagues is is that concern that is the moral justification for any system, i.e., libertarianism is only moral justified in so far as it improves the lives of the least well off. For others, like me, it's more about rhetoric and style. I believe that libertarianism DOES serve their interests very well, but I think it's more that we should focus our arguments and our rhetoric on that point, rather than thinking it serves as the ultimate moral justification.
BHLs generally believe that libertarianism can meet the ENDS of our leftist friends concerned with social justice but through the MEANS of freedom.
So "a rising tide lifts all boats" will now be stated as...hmmm... "Free people make better choice for themselves and have better outcomes"? It lifts ALL boats, but it also lifts the LEAST WELL OFF boats the most.
Not much freedom if you are poor. How about "you're far more likely to be poor if you have no freedom." The Berlin Wall was not there to keep people in WEST Germany.
WARNING: I am a Marxist, please do not be alarmed. With that out of the way, I was wondering if you could answer this question from a Libertarian standpoint: With industry as vast and as awe-inspiring as it is today I was wondering why you think it is still a good idea to continue the practice of private ownership over the goods that industry produces? It seems to me that, in light of current global economic "problems" (to say the least), we could simply cut the bullshit. Put people into industries, have them (the workers) collectively run the workplace. With people who aren't concerned with competition but cooperation it seems that they would most likely focus on lifting themselves (them being the community of whichever particular area, town,city,village,whatever) out of poverty, and if we continue this practice across countries, the entire globe even, it seems that we could lift massive amounts of poverty and ignorance off of millions of people. Why bother bickering about this-or-that style of Capitalism, why not just throw the damn thing overboard, like we did feudalism, and finally start using industry for more than profit hoarding and worthless vanity items? THanks for the question. I think you radically undersestimate the problems of determining how to use resources in ways that improve economic well-being. First, markets ARE about cooperation. Did you make your shirt? I'm guessing not. That shirt was make through the cooperation of millions of people from across the globe, coordinating their activity through the prices, profits, and losses of the market. Markets are the most powerful form of social cooperation (and globally so) that humans have ever discovered. You need to get beyond the competition/cooperation binary.
Second, in order to know how best to use resource to improve people's lives, we need to know their value. That requires a standard of comparison that relates back to people's wants and needs. And that is what prices do. Monetary exchange and the price system are form of extra-linguistic communication that enable us to assess value. To have meaningful prices, we need them to arise from actual exchanges by real people in real markets. And that requires private ownership, especially of capital. How would all of these firms know 1) what to make 2) how to make it? It is market prices, profits, and loss that facilitate the social learning process that enables us to answer these questions.
Profit is a social signal and what justifies using markets is that they are the only way we have of answering all of these questions about what to produce and how to produce it. If we get rid of markets, we are not giving the tin man a heart, we are Oedipus poking out our eyes.
What do you think of the latest developments affecting the bitcoin ecosystem? To be honest, I don't follow bitcoin that closely. I have long believed that we need to get rid of central banks, so I'm in favor of anything that creates an alternative to central banking, thus I"m rooting for bitcoin. But I'm also skeptical about it because I'm not convinced it will be anything more than a niche way of engaging in very sophisticated multi-lateral barter, but with limits. That said, I want it to stick around if for no other reason than to show folks that you don't need government to get sound money. Because... you don't.
How would we regulate the economy without central banks? The history of economies without central banks and with truly competitive monetary systems is that they are much more stable and much less prone to bank failures and monetary mischief than ones with central banks. Canada did not have a central bank til the 1930s and never had the problems the US did. Link to www.coordinationproblem.org
Prof. Horwitz, given your work on family, what changes do you think should be considered to welfare policies? In my ideal libertarian world, the need for such assistance would be far less and it would be provided by the various institutions of civil society. If you haven't read Dave Beito's From Mutual Aid to the Welfare State, there's the place to start. If the state is going to be involved, I would like to see two kinds of related changes. We need to get away from welfare systems that create perverse incentives that discourage the formation of healthy families. The tax/welfare system is so full of special interest nonsense that it creates huge incentives for poor folks not to get married, when doing so can be one (but not the only) way to help them climb the income ladder. The second change is to move toward some sort of basic guaranteed income program. It's not my first best, but it's far better than the status quo. If nothing else, it has far less overhead cost to taxpayers and gets rid of many of the perverse incentives of the current welfare system, especially with respect to marriage adn families. It's also FAR less intrusive on people's privacy.
Wouldn't guaranteed income give people even more of an incentive not to work? It's not clear that it's worse than the status quo and at far less cost. But yes, that's a potential problem and the literature on BGI tries to deal with it. You should google the recent discussion of this topic on bleeding heart libertarians.
Wouldn't a UBI be a forced redistribution of wealth that flies in the face of the non-aggression principal? Again, it's a second best.
Plus, I don't ground my libertarianism in the non-aggression principle. If you could show me that a world with a large government was better than a world with a small or non-existent one, I'd be fine with the large government. I care about consequences first and foremost.
Are there any areas of research where you'd like to see more libertarians focusing their efforts? Are there any areas that draw too much focus from libertarians? Thank you for doing an AMA! In general, there's too many damn economists! I think there are a ton of interesting questions that we should be tackling with more gusto. I'd like to see us do more on family and children, which is why I am working on a book on that topic, but I'd like to see it from a variety of perspectives, such as psychology. I don't think libertarians have done enough history. There are so many interesting historical episodes that could benefit from a reading through the eyes of Mises or Hayek or other libertarian thinkers, including outside economics. I'd love an army of young libertarian scholars taking on those topics, especially the ones related to race and gender, to show how the standard readings of those events, which tend to support bigger government, actually tend to show that government causes way more problems than it cures.
What is your opinion on the Civil Rights Act of 1964? The CRA did two things. One, it banned government sponsored discrimination such as that associated with Jim Crow (and let's not forget that Jim Crow was the state and that many private firms opposed it). Two, it banned private discrimination on the basis of race - the counter at Woolworth's.
The first was a HUGE gain for liberty and I obviously support it strongly. One element of libertarianism/classical liberalism is that IF there's a state, it must treat all citizens the same. Equality before the law is a libertarian principle.
The second was a loss for liberty - the loss of freedom of association and that's a bad thing. On net, the gains of the CRA, in my view, strongly outweighed the losses, and in the imperfect world of politics, it was the best anyone was going to get in 1964. Had I been in Congress as a libertarian, I would have voted for it.
One additional note though: with the advent of fast communications technology and the net, the belief that markets and civil society could not sufficiently punish private discriminators seems farfetched. Can you imagine what people would do on Yelp (or here!) if a restaurant put up a "no blacks served" sign? Or a "no gays" one? It's harder for bigots to hide these days, esp. when the tolerance level for those behaviors is so low.
So yes, the CRA wasn't perfect from a libertarian perspective, but it was a big improvement.
What is one thing you believe that most libertarians do not? Or: What is one thing you disagree with most libertarians about? I love this question. I think the answer to both is the same: I am much more sympathetic to feminism, even of the non-libertarian sort, than are most libertarians. The result is a lot of arguments. I think that libertarians have done to feminism exactly what libertarians accuse others of doing to us: taking the most extreme and silly people as representative of what's typical. My experience of 25 years in academia with lots of left feminists is that the libertarian caricature of them is simply unrecognizable. Yes, that caricature exists, but those are the Alex Jones's of feminism - they are not the typical one, even among academics.
What's the state of libertarianism in other parts of the world? Not only in Europe, but perhaps in Asia, Africa and Latin America? How's it'views in Austria? :-) What do you think happens in Malaysia, Hong Kong and Cayman Islands, is libertarian philosophy used to justify part of the status quo there? Are you in contact with any intellectual from there? Where is libertarianism, as an offical party, is stronger and where has it won elections, finally if so, how did it go? TKS! I have never been more optimistic about the growth and influence of libertarian ideas globally than I am now. In particulary, the growth of STudents for Liberty across the world as well as the ways in which technology has made ideas and resources available, along with the development of dozens of think tanks, are good evidence that these ideas are developing a presence and being heard globally.
What's the best financial advice you have for young people? Let's start with an easy one: Pay your bills on time. Seriously. If you establish a reputation for being someone who lives up to their promises and understands the importance of financial trust, other things will follow from there. This is so important for things like your credit rating and the like. If you're in college or just out, this should be your priority. After that? Just remember that you will have a future and the future you will be happy that the present you did not put him/her in too much debt and that you saved something for a rainy day or two. But the easy best advice: pay your bills on time all the time.
So your saying paying 60,000 a year for SLU isn't a great investment. It isn't for everyone! Depends on your net cost, your ability to handle debt, what you want to do with your life etc. For some people it is a great investment, not for others. I'm not someone who thinks everyone should go to college.
If state intervention is generally counterproductive, why do the Nordic/Western European countries rank higher than the United States does in quality of life, education, environment, etc.? Because many of those countries actually have freer economies than the US, which now ranks 17th free across the globe, as the commenter below notes.
If you could debate any intellectual and/or public figure who would it be? Rachel Maddow. I want to wipe that smug smile right off her face. :)
I would love to see that! Mostly because you're the one who's coming off smug right now. Nicely played.
On election day, there are a lot of libertarians making a point of the fact they don't vote. Do you vote? How do libertarians expect to change government if you don't vote? I do not vote. I don't think it's immoral/wrong to vote. I just think that's largely ineffective.
Social change comes from changing the climate of ideas, like doing an AMA, or teaching economics, or doing a program on House of Cards, or writing a letter to the editor, or dozens of other acts of engaged, concerned citizenship we might choose to engage in. Voting, to me, is just not an effective path to social change.
Is there a better term than "invisible hand" which is often mocked, to describe the invisible hand? Great question. It shouldn't get the bad press it does, as Smith was a genius who people outside economics should be reading and taking way more seriously than they do. I tend to use "spontaneous order" which is usually associated with Hayek, though he got it from the philosopher-chemist Michael Polanyi. The idea is that the order of the market is the product of human action, but not human design. You can talk of "emergent order" as well, as "emergence" in that sense is hot in complexity theory and the sciences.
But I think the best way to do this, especially with lefitsts, is to make the analogies to evolution by natural selection. If people believe that the natural world is orderly but without a designer, then they should be open to the argument that the social world is too. If you think "Intelligent Design" is a joke in biology, then you should think "Intelligent Economic Planning" is the equivalent joke in economics. HEre's an old and short blog post of mine on this issue: Link to www.coordinationproblem.org
After NYTimes published an article attacking Rand Paul you made comments about how libertarians ought to "call out" people with racist/sexist et al attitudes within the movement; you also personally stated your refusal to cooperate with such persons, even in efforts against the state. The answer to your last question is yes. I have plenty of libertarian friends who believe things I think are wrong, but we still work together productively. That's one of the healthiest signs in our movement - we HAVE disagreements and can work together in spite of them.
I was wondering, do you really believe there should be such red lines in the sand, even if you and the other person agree on a majority of public policy issues? If so, what is your own personal red line? Do you think it's possible for libertarians to cooperate on the issues they agree on whilst criticizing each other on the things they disagree on? If a person or institution continually supports positions that I think are deeply wrong, and especially when I think that position also undermines the good work being done by other libertarians, we should call them out on it. Social pressure and shunning is not coercion. It's freedom of disassociation. And we should use it.
Steve, what do you say to "established" - read Keynesian economists who argue that libertarians are not "evidence" focused or logically consistent? One thing I do is point them to the link below and open a discussion about what we mean by "evidence": Link to www.cato-unbound.org It's also important to remember the economics world does not divide into two groups: "libertarians" and "Keynesians." There are all kinds of flavors here and we need to recognize those differences.
What is the best way to try to convince/change the minds of those who are generally inclined toward state intervention to solve problems? Show them the practical consequences of intervention and of markets. This is why we need really good empirical work, especially good history. For example, the more we write and talk about the Great Recession and have a great command of the facts to explain why it was a failure of policy not markets, the more likely we are to push people in our direction. History is very powerful in setting people's narratives and we need counter-narratives. I also think that we need to be very mindful of our rhetoric. We CANNOT say things that allow others to tag us as racists/sexists etc, or that we don't care about the poor. And we need to be unafraid to call out leftists (for example) who make that accusation over policy differences. Objecting to minimum wage laws is NOT racist and people who say it is need to be called out both for their historical ignorance (it's the MW laws that are racist!) and for their refusal to discuss in good faith.
How do you feel about the state helping those who can't help themselves? For example, should the state step in for cases of child/elder abuse? These are IMO some of the hardest issues for libertarians. Let me stay with child abuse. I think first we have to distinguish abuse and neglect. I think with neglect, there are ways that non-state institutions can work with families to improve outcomes. And, importantly, we have to ask "compared to what?" Perhaps the child is in less than optimal circumstances, but will that be improved upon if the state moves them somewhere else?
In general, I think that there are Hayekian reasons to think that parents have the best knowledge and incentives to do what's right for their kids, so the bar for state intervention should always be quite high - and the state should bear the burden of proof.
If we are talking abuse, then different story. If the state has the responsibility for protecting the rights of adults against violence from others, then it has that same right with respect to children and violence form their parents. I am a strong defender of parental rights, but those do not extend to clear cases of abuse (as opposed to mild forms of corporal punishment). But even here, the state should be working with extended family, friends, and organizations like synagogues or churches or the like to find solutions that minimize the impact on kids.
As to how an anarchist society would handle these situations, my honest answer is that I do not know.
Where is the brightline between neglect and abuse? Punishment to some people is much harsher than others. A girl recently died of hypothermia near where I live because staying outside in a barn was used as punishment. THere's not a brightline. We shouldn't expect one either. That's why these issues are so hard.
Do you get along with the Keynsians or do you sit on oppostie sides of the room at the faculty Christmas party? Every single one of my closest friends on the SLU faculty is a leftist.
Consortin' with the enemy, eh? ;) I'm a consorter from way back.
Keynesians are "leftists" like Republicans are "capitalists". In fact even calling Keynesians, who are by definition capitalist, "leftists" is sort of silly. That said, I know this AMA is dead and I don't expect a response but as a left libertarian I just wanted to say that chafed me a little. I meant leftist. Not Keynesian. My friends on the faculty are leftists not Keynesians.
Related to your research on families, what do you think about the advice (usually coming from the right) that one of the most beneficial things the poor can do to improve their lot in life is to get married? There's some truth to that, but it's more complicated than it's been presented as. Married people DO have much better outcomes along almost any measure you care to look at (including their sex lives). But that doesn't mean you should just "get married" regardless of who the other person is and what your particular circumstances are. And as I noted earlier, public policy distorts the incentives to marry in ways that encourages it where it shouldn't and discourages it where people could benefit from marriage. So yeah, marriage is good for people (gays and lesbians too), but that's not "get married no matter what."
Do you worry that a free market is too concerned with the present and not suited to deal with long term problems, like climate change? Hypothetically, if we could see that the free market was bringing about a catastrophe, should we intervene with our best idea of what suitable regulation would be? Do you think a system in which the participants are almost exclusively concerned with what will happen in the next 2, 4, or 6 years is MORE capable of thinking in the long term than the owners of capital who can pass its value to others over an indefinite time frame? I think that markets are far better able to think about the long run than is the political system, assuming that the right institutional structure is in place in the market.
How would we even know the market was bringing about a catastrophe? What's the sort of scenario you have in mind? (It probably shouldn't be climate change because that has to account for gov't)
Do you deny the positive effects of the 2009 American Recovery Act (ARA) on the U.S. economy? China has used both a market-based and state-based approach in concert to create a strong economy. Does this indicate to you that the state should have some economic control? Yes I deny them. Where was the "market-based" approach? And where is the strong economy? Millions have left the labor force. Unemployment remains notably higher than was predicted if we passed the ARRA. Private investment is still very low. The recovery in employment is the slowest since the Great Depression.
So, does this theory reject the phenomenon that markets will overheat, or ever need to be stimulated? Markets are not physical systems, they are human ones. Using metaphors from physical systems gets us off on the wrong track.
Are you relating the free-market to House of Cards? How is the online class going to be structured and what will it be about? Also, can you pinpoint an event in history where a free-market system has prevailed? It's about how HoC shows the failures of the political system through the lens of Public Cholce Theory. You will get to see some video lectures by me as well as other videos on line, plus participate in online discussions on Facebook and real-time chats.
Do you watch Parks and Rec? If so, how do you feel about Ron Swanson's portrayal of Libertarianism? I don't. I should. So I can't answer this one. Sorry.
Do you think our lack of growth comes from a deficiency of inflation like the Federal Reserve suggests? Do you think we are experiencing deflation/stagflation that is being papered over by monetary easing/competitive devaluation or do you believe the FED is 'exporting' inflation to EM currencies through carry trades given the inflation rates of the EM markets? We are not suffering from too little inflation. We are suffering from too much regulation, too much uncertainty, too much anti-business rhetoric, and a central bank that won't adhere to the rule of law. (And it's the Fed not the FED - sorry, pet peeve :) ).
Tonight is TV night with my GF. House of Cards or True Detective? Which show should I start tonight? I haven't watched TD, but man do I love House of Cards.
Hey Steve. Should they legalize pot, or what? They should legalize pot... and "what", as well. :)
How do you respond to the accusation that you don't care about poor people when you oppose raising the minimum wage? (This happened to me, recently.) I send them here: Link to www.fee.org
Why free markets are both the most efficient and most resilient systems? Because they are best at discovering and making use of dispersed, contextual, and often inarticulate human knowledge. They are social learning processes with very powerful feedback processes that help us know when we've made mistakes and provide incentives to correct them.
Markets aren't better because people make fewer mistakes in the market than in government (think about all the restaurants that fail). They are better because those failures take place in an institutional structure that provides knowledge and signals for everyone else to correct them in ways that political institutions do not.
What are your thoughts on the arguments that market anarchists like Michael Huemer and Roderick Long put forward? Specifically in regards to markets in law and defense. I consider myself to be a market anarchist (at least most days). While I'm not sure I can provide an answer to how markets and civil society might solve every problem, I have yet to be convinced by an explanation for how the state could. The burden of proof is on the state and it hasn't met it yet, but that doesn't mean we "know" markets/voluntary social cooperation have the answers to the tough questions like those.
I am much more persuaded by arguments for polycentric legal systems than for privatized defense. But here too - does anyone really believe that gov't does a good job defending us, especially when we consider the rent-seeking involved and the ways in which the tools the state adopts to "defend" us quickly oppress us - think the NSA/war on terror.
I"ll take my chances with the unknown over the known evil.
What are you having for dinner? Mediocre Mexican is the plan. That's as good as Mexican gets up here in the hinterlands.
What's your response to more Rothbardian readings of Human Action that take more radical claims about the supremacy of a priorism? I would LOVE to come to Hillsdale. I've talked with folks there about doing so, but we can't seem to find a time that works.
Also, would you mind coming to Hillsdale College sometimes soon to give a lecture if I say pretty please and promise a brownie? I think those Rothbardian readings are mistaken. Here's some thoughts on Mises and methodology that might explain why: Link to www.cato-unbound.org
Do you feel the Austrian School was strengthened or discredited internationally as a result of the Great Recession? Only reason I've asked is that I've heard both and you seem to be a more credible source on the issue then some other media sources I could name. Strengthened. Austrians have had more positive attention, and deservedly so, because I do think that Austrian theory provides a very powerful lens with which to understand the boom, bust, and crisis. Link to www.fee.org
Any good books about economy for a high schooler? You can always start with "Economics in One Lesson". Also a new book by Howard Baetjer "Free Our Markets."
Prof. Horwitz, what books (either by Hayek or about him) do you consider the best for a student to start learning about F.A.? Individualism and Economic Order Constitution of Liberty
Favorite rush song/album? "Natural Science" and "Moving Pictures" Link to myslu.stlawu.edu
How many Bitcoins did you lose in this "Magic the Gathering Online Exchange" silliness? Zero. I own none. I have never owned any.
I've never listened to Rush. What song should I start with? Wow. THat depends. What's your taste in music and how much of a libertarian are you? :)
Are you a feminist? I'd like to think so, but others might disagree.
What are your thoughts on monetary inflation? What do you believe would be a better system than the federal reserve determining how much new money to print? I am an advocate of "free banking." Link to www.youtube.com
What's your favorite part of northern ny? Ps. I don't miss the cold. The people.
What do you suggest against the prisoner's dillemma? Find me a real world case where the parties could not communicate and/or solve the problem through the reputational effects of repeated play.
Last updated: 2014-03-04 19:49 UTC
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